These are short-term loans that businesses use to finance their everyday operations, covering expenses like salaries, rent, and inventory. They are crucial for maintaining liquidity and are typically offered by banks and financial institutions.
These loans are provided without requiring collateral. They are generally based on the business’ creditworthiness and cash flow. Suitable for small to medium-sized enterprises (SMEs), they offer quick access to funds but usually come with higher interest rates.
This involves funding for specific projects, where repayment is typically linked to the cash flows generated by the project itself.
It’s commonly used in infrastructure and large-scale development projects, supported by detailed feasibility studies.
This type of loan allows borrowers to secure funding by mortgaging their property.
It offers lower interest rates compared to unsecured loans and can be used for various purposes, such as business expansion or personal needs.
This loan is specifically for purchasing new or used equipment necessary for business operations.
Lenders often finance up to 100% of the equipment cost, and the equipment itself typically serves as collateral.
This is a financing option for businesses that have a stable rental income from leased properties.
Borrowers can take a loan against the present value of their future lease rentals, which provides liquidity without selling the property.
